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Subscriber shall use Vortex Capital Group Ltd. for lawful purposes only. Subscriber shall not post or transmit through Vortex Capital Group Ltd. any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without Vortex Capital Group Ltd.'s express prior approval, contains advertising or any solicitation with respect to products or services. Any conduct by Subscriber that in Vortex Capital Group Ltd.'s discretion restricts or inhibits any other Subscriber from using or enjoying Vortex Capital Group Ltd. will not be permitted. Subscriber shall not use Vortex Capital Group Ltd. to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become subscribers of other on-line information services competitive with Vortex Capital Group Ltd.. Training Consideration. Subscriber acknowledges that the Training Consideration Subscriber pays to Vortex Capital Group Ltd. is for training and educational services only. The Training Consideration is not a deposit, credit or capital contribution for Subscriber's future or contemporaneous trading, if any. Thus, the Training Consideration is not being held by Vortex Capital Group Ltd. for any purpose on behalf of Subscriber and has no connection to any trading gains or losses by Subscriber either during or after the training period. The Training Consideration will not offset any trading losses by Subscriber either during or after the training period and has no connection to Subscriber's hold-back amounts, if Subscriber becomes an active trader. Nothing herein should be construed as Vortex Capital Group Ltd. consent to permit Subscriber to actively trade during the training period. Refund Policy Vortex Capital Group Ltd. contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of Vortex Capital Group Ltd. are copyrighted as a collective work under the Canada copyright laws. Vortex Capital Group Ltd. owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. Subscriber may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the content, in whole or in part. Subscriber may download copyrighted material for Subscriber's personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without the express written permission of Vortex Capital Group Ltd. and the copyright owner. In the event of any permitted copying, redistribution or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. Subscriber acknowledges that it does not acquire any ownership rights by downloading copyrighted material. Subscriber shall not upload, post or otherwise make available on Vortex Capital Group Ltd. any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any material is not protected by copyright rests with Subscriber. Subscriber shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By submitting material to any public area of Vortex Capital Group Ltd., Subscriber automatically grants, or warrants that the owner of such material has expressly granted Vortex Capital Group Ltd. the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate and distribute such material (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such material. Subscriber shall not permit any other Subscriber to access, view, store or reproduce the material for that Subscriber's personal use. Subscriber hereby grants Vortex Capital Group Ltd. the right to edit, copy, publish and distribute any material made available on Vortex Capital Group Ltd. by Subscriber. Vortex Capital Group Ltd. publishes information that is educational in nature and designed to contribute to your overall understanding of various types of technical analysis and how we apply this information to the financial markets. We are in no way recommending the purchase, sale or short sale of any securities, options, futures or other financial instruments. Trading of stocks, options, and futures may not be suitable for everyone and may involve the risk of losing part of your money, all of your money, or in the case of futures, more than all of your money. We at Vortex Capital Group Ltd. are not Financial Advisors or Registered Analysts. We do not offer trading models for you to copy. These models represent our own opinions and are intended to teach our style of short-term trading. For example, if technology stocks happen to be selling off day after day, members can review our newsletters and portfolios and actions taken in the live trading rooms to see what we are thinking or doing, and how we are handling that type of situation. It is up to you to make your own decisions as what you want to do with your own portfolio. We do not claim to have a special insight into the markets that prevent us from making mistakes. We do make mistakes. However, we believe our successes more than make up for our mistakes, and will continue to offer our education until proven otherwise. Observe our mistakes and utilize these lessons in your own trading programs. Trading of stocks, and especially options and futures, may not be suitable for everyone. Though there are large potential rewards, short-term trading is very risky, especially when your accounts are fully margined. There is certainly a chance in which you can lose all of your money. If you are trading futures, there is a chance that your account can go negative, and that you will end up owing money to your broker. In addition, prior to buying or selling a stock, option, or futures contract, an investor will need a broker, and they must meet suitability requirements in order to trade these specific instruments. By accepting these Terms and Conditions, you are acknowledging the risks involved in trading the stock, options, and futures markets and are also acknowledging that you, the subscribers, and not Vortex Capital Group Ltd., are solely responsible for any losses, financial or otherwise, as a result of using this service. Vortex Capital Group Ltd. shall under no circumstances be liable for any lost profits,lost opportunities, misstatements, or errors contained within these pages. You also agree that Vortex Capital Group Ltd. will not be held liable for data accuracy, server problems, or any special or consequential damages that result from the use of, or the inability to use, any or all of the materials published on our Website. You agree to hold Vortex Capital Group Ltd. harmless for any act resulting directly or indirectly from this site, its data, content, materials, associated pages and documents. Employees of Vortex Capital Group Ltd. may or may not have positions in the educational picks posted to the site through its newsletters or in the trading rooms. In addition, hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading, including the ability to withstand losses. Finally, past performance is in no way indicative of future results.